Special Offer: Click HERE to claim FREE Gold Investment Kit!

Have you ever thought that one day you will lose all your money and savings just because our current economic situation is very bad and the government is incompetent? In order to fight against currency depreciation, hyperinflation, and to make sure your savings is safe; investing into a gold IRA is a very smart and effective strategy.

In this review, we will discuss Rommanel to see what this company provides and whether you should do business with them to protect your money.

Rommanel Offers

So let’s see some information we have about this company. The website of this company states clearly that Rommanel provides “beauty, self-esteem, and style” and they function as “a factory of dreams”. So basically Rommanel sells jewelry.

A feature of Rommanel that I find very fascinating is the reseller program they launch into the market. There is not much information about details of the program as I search through their website. Instead of giving details on how the program works in real life, Rommanel gives you ten reasons for becoming a jewelry reseller. Here are some interesting reasons I pick from the list:

  • Be an independent worker and be your own boss
  • Have your own business
  • Generate high income per month
  • Get high returns on your investments

Rommanel also introduces the materials designed to help you in the reseller program, such as bags, packaging, jewelry boxes, showcases, etc.

Customer Reviews

In this part, we usually read some customer reviews to see what people say about this company and their service quality. Unfortunately, apart from their own website, there is absolutely no information about them on the Internet. I couldn’t find anything to put in this part. In the website, they do have some testimonials, but they are all written in Spanish. So posting them here is just pointless.


Considering all information that we can gather about Rommanel, I decide not to give them a final score, as there is no information to base on. There are some Spanish testimonials, but they are of no use here. If you are interested in buying jewelry or becoming your own boss with the reseller program, you can get in touch with Rommanel and see how they work yourself.

Jared Gold Review

Special Offer: Click HERE to claim FREE Gold Investment Kit!

Trapped in the current terrible conditions of the economy, along with the depreciation of the US dollar, the hyperinflation, and the underachieving government, hard-working people of the US find it extremely hard to keep their hope, and it will not be long before they end up with nothing.

Jared Gold reviewHowever, you can protect what you have been saving from all the years of working. With investments into a gold IRA, you can hedge your assets against risks, as well as enjoy your fund growth in lots of cases.

In our article, we will be discussing Jared Gold to see whether or not this company can assist your strategy of keeping your retirement savings secure and safe with its services and products.

Jared Gold Services

Jared Gold, or also commonly known as the Jared Gold Exchange, is a company that makes purchases over your jewelry and gold. If you are protecting your retirement savings by making investments into gold or other precious metals, it is very likely that at some points in the future you will need to turn these assets into cash, so this company is built to serve that need.

It is obvious that many companies like Jared Gold have been established and working for many years. Therefore, let’s check out the difference between Jared Gold and the others, first by checking out the items they buy and those they don’t.

What They Buy:

  • Medical Jewelry
  • Pins
  • Bracelets
  • Earrings
  • Broken and Damaged Jewelry
  • Necklaces
  • Men’s Formal Jewelry
  • Personal Accessories
  • Scrap Gold, Gold Nuggets, Gold Flakes, and Dental Gold
  • Rings

What They Don’t Buy:

  • Gemstones
  • Timepieces
  • Investment Metals
  • Items that look new or look like new

The procedure for selling assets at Jared Gold Exchange is very simple with three easy steps. Fundamentally, you make a registration, get the packet, collect and ship your items, and finally obtain the payment.

About the payment, Jared Gold uploads a price chart to their website with daily updated information following the fluctuations of market price. This company states that their offered prices are of the highest competitiveness in the industry. However, if you don’t really know the values of your sold items in the market, it is probable that you won’t know much about the transaction values.

Customer Reviews

In this part of our review on Jared Gold, customer reviews will be listed to see the attitude of customers towards this company. For Jared Gold, I could only find one single review, and it comes from, so you can say it is not very positive.

“Recently I made a dispatch of some of my gold jewelry to Jared’s Gold Exchange Program. Before I mailed the jewelry to Jared’s, I had my items checked and evaluated at another jewelry store and they concluded my items were worth $2000. I thought to myself that I would earn 10% more with the gift card option with Jared’s, so I logged into the system and had my mailing label printed. And when I logged in again, the system denied my access no matter what I did, with a message saying “Improper email format.” The customer service failed to help me and I still had no idea what was wrong. The value of my items was then stated by Jared’s to be $1200, thus I decided to get them back. Upon opening the package, I could clearly see that one of my heavy gold necklaces was terribly ruined with a corrosive greenish crust.

The note in the package explained that my necklace was sterling covered in gold. So they evidently used acid to wash away the gold to check the sterling inside. Why did they decide to use acid to test right on the front? Who gave them the right to DAMAGE my necklace? What is the reason? They thought they could, so they did anyway!!

I made contact with the customer service and got denied right in my face. They denied any damage done to my item and said they used scraping stone to test, not acid (They lied). Then the lady showed me the printing on their information sheet.

They hold absolutely no responsibility for any damage possible. According to their point, they have the right to ruin (and even “misplace”) your items and you have absolutely NO RIGHT to complain. So even if you have a video recording the moment you put the items in the package, it is useless and meaningless, as they hold NO responsibility for that.

Never trust their words that they will send you a video recording the moment they open your package and work with your things! I receive nothing from them! Even if the video is in the system, you cannot log in anyway. It is their perfect scheme.

The best choice for you is to visit many different jewelry stores that offer to purchase gold. Then you stay close to the employee when your items are checked and tested. Deal with their best offer and abandon the “Completely Safe” Gold Exchange from Jared’s. Not safe!!” – Michael B.

Usually we will display here the review scores that customers have given to the company, but unluckily, there is no review score made for the Jared Gold Exchange.

Final conclusion

At the end of the review, let’s give this company a review score. The score reflects the service quality that they provide as well as the available customer review about them.

0/10 – as an IRA option

1/10 – as a place for selling your gold

Why they receive such bad score isn’t strictly due to the negative review I found on It is mainly because they don’t buy gold of investment grade. As this website is established to give you help on keeping your savings safe, they deserve the bad score, for they barely help you anything about that. They don’t even offer options to turn your assets into cash when needed.

Liberty Coin Service

Special Offer: Click HERE to claim FREE Gold Investment Kit!

Have you ever heard about the IRA Gold industry, a promising market that would help you protect your saving from the serious effects of unstable economy? If not, then you should learn about it right now since many have been successful while trading in this market and probably you could be the next.

This review would take you to a company in this market, the Liberty Coin Service and find out whether it could provide you with any proper help to protect your savings.

Liberty Coin Service Services

As its name implies, the Liberty Coin Services trade coins, buying and selling them. However, their “Extensive in-stock inventory of rare coins, paper money, gold, silver, platinum and palladium” is an extra feature, whose purpose is unclear as we have not much information on their website. Interestingly, we find that beside standard gold, silver and other precious metals, this company also does business with rare stuff including antique toys, sports cards, military collectables, and historical documents, making it attractive for traders who possess ancient things and want to make money from those.

Though their website does not provide us with sufficient information, it is also noticeable to know that Liberty Coin Service have a news letter archive on their website which collects stuff back to 2000, if you can not reach them directly.

If all we mentioned above make you curious and want to do business with this company, you are unable to do so if your location is outside Lansing Michigan area as they are now available only in that area.

Customer Reviews

We spare this part in our Liberty Coin Service review to research feedbacks about this company and see how people evaluate it

This trader think it is a fairly good company, but also emphasize that this is his only choice in the area:

“Though people have been questioning about their customer services, I myself have real experience trading there and it is all fine. My trade with them was about coins, for bullions purpose. Most of the business was initially conducted via phone and they responded quite fast to have a complete process set up for me to choose and buy coins. The only annoying thing is that they work quite late in the morning, around 10am while I often work late at night. They offer me buyer in just minutes and all were arranged rather quickly. Finally, I come to their office and they were very professional. Well, I think they are good, but as they are the only in town, I do not know about other companies for a fair comparison.” Cesc 

Although he had to deal with some issues related to its location, this customer was generally satisfied withLiberty Coin Service.

“This company locates in a deep basement of the Bank of America building and it has very few rooms with no much space and cases of coins. I do not know what to expect as I have never visited a coin/bullion store before. However, I strongly recommend their customer service. Their staffs were excellent, very patient and knowledgeable. They had a diverse product list of old America silver but still patiently worked with me to find out what I need. In addition, they also buy and sell gold as well as silver.

If you are worried about their location, it is also noticeable that they are moving their office to Frandor Shopping Center and will be soon located in  the center of the shopping center” – Matt 

Another client feel impressed with this company’s customer service:

“Honesty is the thing I appreciate the most here. The book, which is the reference to estimate your value was put on the table so that you can see everything they do and sweep away the skepticism. The crew was also very professional and full of energy”– Eric

The general score for this precious metals dealer is good, though there are just a few feedback:

4/5 – Yelp (from 2 reviews)

4.5/5 – Yellow Pages ( from 4 reviews)

A+ – BBB


The final scores for Liberty Coin Service are presented as below:

1/10 – for IRA services (one point for their newsletter archives)

7/10 – as a coin/collectable dealer

A plus point of this company is the fact that its product list covers some very odd products such as sports cards, military items, and even dinosaur fossils. However, as they spread their activities on so many items, they easily lack focus on their main product which is the precious metals, resulting in the ignorance of IRA investors.

In addition, if you are not in the Lansing Michigan or nearby area, I think there is not much thing this company would do for you apart from the newsletter archive feature on their website.


Lincoln Coin and Bullion

Special Offer: Click HERE to claim FREE Gold Investment Kit!

Have hyperinflation and the weak US dollar worried you? Did you search for any shelter that could save your money? Well at least there is one choice left for you: the Gold IRA industry.

Lincoln Coin and BullionIn this review, we would learn about the Lincoln Coin and Bullion, one of the typical companies in this market and see how its strategy would suit your requirements.

Lincoln Coin and Bullion Services

A concerning disadvantage of this company is the lack of information on their website. Therefore, if you are serious about investing in this company, you have only one choice to get more information which is to go to their store in Lincoln Nebraska and take a look at their product list. Furthermore, you should notice that no mail is available on their website, meaning the best way to do business with them is to live around their area in Lincoln Nebraska or the surrounding.

In general, the best information I could find on their website were quotes regarding what they buy and sell as follow:

“Our product list covers all precious metals including gold, silver, platinum, and palladium which are shaped in form of coins, bullion, jewelry, dental gold, sterling flatware etc. Furthermore, our policy allows customers to have free quotes regardless whether they buy or sell at our store.”

The next quote found on their site mentions an extra tool working to authecate the legitimacy of the precious metals provided:

“We proudly have an advanced technology in our system, the Thermo Scientific Precious Metal Analyzer relying on x-ray technology to quickly scan the metals and accurately identify the metal content so as to detect counterfeit metals including both plated and or incorrectly stamped.”

Customer Reviews

This part of our review would show you how well this company has performed so far depending on the judgment of the customers:

The first customer seems to have a nice experience with Lincoln Coin and Bullion:

“I sold my “dental gold” (gold from dental crowns, in case you have no idea) for them and the price totally surprised me as it was 30% higher than any other place I have visited. Also their product list, especially the old coins and bills was really decent. I absolutely appreciate team.”– Bob

Short and positive, this comment once again states the satisfaction:

“I love it.”– Daniel

This trader also appreciates their customer service:

“Their representatives, whom I worked with, Scott and Deb, were excellent. They are very professional and devoting, offering me bunch of collector and bulk silver coins and show no discrimination between those who sell or buy.” – Skyler.

As expected, not many reviews or feedbacks are available for a small business like this, but most of those I can have my eye on show fairly positive remark. Here are some scores from other sources:

4.7/5 – Google Reviews (from 5 reviews)

A+ – BBB


I grade the Lincoln Coin and Bullion 5/10

It seems to be a rather good company but as if you are a serious investor, the lack of focus on the IRAs and precious metals investment might poses a significant concern about whether you should put your money here or not. In addition, the fact that you can only trade with them smoothly if your location is in Lincoln Nebraska area might make you think seriously again about your investment here.

Liberty Metals Group

Special Offer: Click HERE to claim FREE Gold Investment Kit!

The first thing people think about whenever facing with financial crisis is how to protect their lifetime savings as it could take away everything from stocks to currency. However, there is one thing that even the worst crisis could not dip its value. It is the gold IRA.

Liberty Metals GroupLiberty Metal Group is one of the typical companies in this market. We would learn about its strategy to see how it help protect and grow your assets.

Liberty Metals Group Services

First, Liberty Metals Group sells and buys precious metals. Their products range from gold, silver, platinum to palladium, making them a quite attractive for traders whose investing list is quite diverse. A notable advantage of this site is that it display product alongside with its buy and sell prices, making it much easier for customers to follow. However, Liberty Metals Group’s biggest drawback is that the lack of IRA-approved mark, which makes customer quite confusing.

Liberty Metals Group’s IRA service is operated under the program named “Closed IRA Loop” which aims to direct customers to one of two IRA custodian: either New Direction IRA or Goldstar Trust Company. Sadly, these companies are two only choices available with Liberty Metals Group. If you search for storage, they also offer two solutions: IDS Delawere and IDS Canada. In general, tt seems good that this company have some IRA custodians ready for customer in need, but it would be great if they enable us to choose out of those two options.

Customer Reviews

Besides our own review, we also look for other customers’ reviews as they reflect the real performance of the company.

This individual was not very happy with the customer service of Liberty Metals Group

“I have to say it is a bad company. Do not trade with them! It seems that they do not have a real customer service since they almost cut off their contact with the whole world, waiting 9 days before shipping my order and delaying another for 5 days with no answer even though I have emailed 7 people there! They cashed my check but did not answer my email and I could not transfer them money. So later on, it appeared that B of A said a transfer was hold on there but they seemed to take no action. Well, I think Provident Metals and Golden Eagle Coins are far much better than this company. Otherwise I would call BBB and definitely they will call back!” – John 

However, this guy was quite satisfied with what he got here:

“Well I needed some Silver coins, so went on the Internet to do a small research for the best company with the cheapest prices. It turned out that Liberty Metals Group not only had very fine prices but also was located very close to me. So I decided to drive there with some cash in my pocket to pick the coins up myself. It took me only around five minutes to get exactly what I expected after they checked my order. I would never believe that purchasing precious metals could be that easy and convenient” – Jeremy 

In a very short review, this person expresses the dissatisfaction:

“I am sure that I would never trade with this company for any reason. You just simply can’t do that as they never care about their attitude with the customer.” – Forrest 

Both positive and negative comments lead to mediocre scores for this company:

4.2/5 – Google Reviews

3/5 – Yelp (Scottsdale AZ)

2.5/5 – Yelp (Del Mar CA)



Personally, I dislike the way Liberty Metals Group offers you two custodian choices instead of letting you choose one of your favorite.

In addition, the presence of both complaints and compliments indicate that this is a mediocre company which has to deal with certain issues. Therefore, my final score for this company is 5/10

Maine Gold Silver

Special Offer: Click HERE to claim FREE Gold Investment Kit!

The scenario that all your lifetime saving could disappear in just a blink of the eye could be horrible to many people and they are happening right now. To protect them from that disaster, many have been searching for method to save their money. One of Maine Gold Silverthe best waythey figure out is the gold IRA industry, a promising market which not only help you save your money but also gain profit from it.

This review would focus on a company in this industry, Maine Gold & Silver and see whether it could meet your demands.

Maine Gold Silver Services

Self-introducing as a jewelry and coin store run by family on their website, Maine Gold & Silver works as a dealer in the precious metals markets, but they apparently pay more attention on the jewelry. Particularly they offer the following stuff:

  • Estate jewelry
  • Wedding jewelry
  • Coins and Bullion

Although it’s a quite small company, Main Gold & Silver does have an interesting program named “Shop from Home” which functions to help you take at look at other jewelry companies and then do business with them through Main Gold & Silver. However, it is a pity that they do not enclose the mail-in as well as delivery program, resulting in the fact that you have to complete the transaction in person at their location in South Portland ME. Therefore, if you are not in that region, well probably you should look for another store.

Customer Reviews

In this part of our Maine Gold & Silver, we would see how customers evaluate this company’s service and products.

Overall, the first one feel rather satisfied but he still faces some problems from the new staff:

“I have traded with them for quite a long time and most of the experiences there were good. Their staffs are very pleasant and willing to explain everything to me regardless my lack of knowledge. In general, I feel very good except only one time. The person I dealt with that time was completely new as I never met him before. Well, I have been doing business with them for a while and I think I know all the team. He was really upset and almost pissed me off. I hope that doesn’t happen very often” – Phillipe L.

This customer feel pleased with their service and jewelry:

“I bought all of my jewelry there. One word only: wonderful!” – Johnson F.

Another also had trouble with the customer service:

“I am very pleased with their crew. Once there searching some quarters for my son, I had to admit that I knew little things about those. But they were more than willing to help me. I appreciate that! – Martin S.

However, one feedback seems to be so negative and aggressive.

“Never trade with them again! It appeared that what they were trying to do is to take as much money from me as possible. I brought there 3 pieces of jewelry which were an emerald gem ring in a 14k white gold setting, a silver and platinum necklace. I’m pretty sure all of them are worth over $800 but you know, they offered me only 23 dollars???

Based on my situation, I think that was apparently discrimination against gender, age. So anyone longing to involve in this business should seriously consider this before trading with them!” – Kolo T.

This company receives both good and bad remarks so it is quite an average candidate in this market. You could also consider some scores I came across from other sites:

3.1/5 – Google Reviews

4/5 – Superpages

A+ – BBB


My overall score for this Maine Gold & Silver reviewis: 4/10

I won’t recommend this company for two main reasons. First, you are unable to trade with them if you do not live in the South Portland ME area. However, that isn’t the biggest obstacle. Another reason is that they have been receiving so much complaint for their customer service as well as pricing evaluation. Therefore, before doing business with them, you should consider other companies first.

Mcalvany Ica

Special Offer: Click HERE to claim FREE Gold Investment Kit!

This review would introduce to you a company, the McAlvany ICA, in the gold IRA market. In case you have no idea about what gold IRA is, let me give you some basic explanation. Gold IRA is the promising market working to help you not only protect Mcalvany Ica reviewyour lifetime money from the devastating effects of the unstable economy and hyperinflation but also to gain benefits from them.

Let’s see how this company’s strategy would benefit you as well as your business in our review below.

Mcalvany Ica Services

First, don’t expect anything about this company’s website.The McAlvany ICA website won’t help you much to determine its inventory. Although it does have some interesting features such as the market charts and a storage collecting all the articles concerning gold, silver and IRA (some are quite long and boring in my opinion), I could not find anything more specific about their USP or unique selling proposition from the rest of the boring site.

Indeed, I have managed to find some information about their company. Basically, they are precious metals dealer working to help you protect your metals in safe vaults in Switzerland and Toronto. Well that is all I could find about its services.

In addition, this is the statement quoted on their website: “Partnering with our clients to preserve and grow wealth throughout through the generations”. Although this sounds like those words of a consulting service but I couldn’t find anything similar on their website.

To sum up, if you seek for a precious metals storage, then the McAlvany ICA could help you a little bit. However, regarding other IRA services, I recommend you look for other options.

Customer Reviews

This part is normally reserved for the customers’ feedback aiming to help us understand more clearly about their services’ quality. Unfortunately, I fail to find any review in this section. This is not really surprising as the company appears to be not very transparent about their activities.

Actually, their BBB score was available. It is an A+ but not for the McAlvany ICA. BBB classified it as International Collectors Associates Ltd, so this is my guess: either it is the same company as International Collectors Associates Ltd or it is parent company or something like that.


To score accurately and fairly, you must depend on certain criteria which are completely unavailable in this case. Mcalvany ICA clearly shows that it has no intention of providing more information about its activity, making me to give it this painful score: 0/10.

This score does not say that this company is not a good one but rather a warning for its uncertainty. There are two assumptions in this case: Mcalvany ICA could be an amazing company or it could be one lying at the bottom. However, there is no way to find out until you do business with them, which is such a great risk that I would never accept. Therefore, my recommendation: find another company for your gold and precious metals IRA business.

Merit Financial

Special Offer: Click HERE to claim FREE Gold Investment Kit!

The destructive effects of the unstable economy as well as hyperinflation and weak US dollars have triggered a mass movement from the financial assets such as currency and stocks to other reliable investment such as physical gold and precious metals. Today we would study about one company in a very promising market like those, the gold IRA.

Merit Financial reviewThe company we would discuss today is the Merit Financial Company (also known as Merit Gold and Silver). This review would discover how its strategy would help you guard your lifetime savings in form of gold and other precious metals from the economic storm as well as gaining profit from your investment.

Merit Financial Services

As a typical gold and precious metals dealer, Merit Financial Company offers a diverse product list covering all gold, silver and other precious metals of very good quality. What I like about their inventory is its diversity as it consists of tons of products and both bullions and coins are available in various forms and amounts.

Another prominent advantage of this company is its online “Market News” which collects various articles, videos and other materials regarding gold and other precious metals in general. Furthermore, you could also enjoy other benefits including a radio show named “Gold Standard Radio” by Brian Baker and a blog “Viewpoint Commentary” by Mike Getlin. All these features are generally preferred by advanced user. Therefore, if you are a newcomer, probably you wouldn’t care much about that.

Customer Reviews

In this section of the Merit Financial Company review, we would take a look at other customers’ opinion that have been trading with this company and see how they evaluate its services.

This individual faced with some trouble regarding its ordering policies:

“First I placed my order of approximately $20K of silver on their site. It’s a good site with numerous items and prices underneath alongside with a direct ordering system which would transfer order from their website.

However, I call them today to find out that it appears that they did not focus on those online orders. The staff whom I talk to mentioned that I had to make a phone call to complete the order. Ridiculously, the confirmation I received via email indicates that an account executive from their team would contact me and process it.

Finally, I was told that they were so busy and the price of silver already moved up from the last week which undoubtedly means that they would not accept the price in my order. What should I do?”– David J.

On the contrary, another customer expressed his satisfaction over the service at Merit Financial:

“The whole process was quick and efficient. Although I had some issues with the shipping, but overall I know there are many things out of control, so it is acceptable. I really appreciate their gold and silver products and also the customer services. I definitely keep doing business with them.” – John A.

However, this customer faced with a serious issue while doing business with Merit Financial, particularly the dishonesty of the staff whom he talked with:

“My first contact with Merit Financial was through a staff named Shawn at ext 383. I would like to buy some silver with the total amount of $1,600. He confirmed that I could place no order until tomorrow (so it is today) but he still agreed with the set price of the order when I called him. The next day, he called me back, saying that he was so sorry that he could not keep the price we agreed the previous day (with the precaution that I would be not happy to hear that. Definitely I’m not!” Well in fact he did not talk but yell at me, so I have to yell back and thing just messed up.

Finally I called back and stated that for sure I would never do business with anyone who could not keep their words. Well you could consider trading with them but be prepare for all risks and prices you have to pay”– Jay N. 

In general you can see people got rather mixed feelings about this company. I did find some other scores for it from other sites as follow:

2/5 Yelp

3/5 Silver Gold Daily

5/5 TrustLink

Reviews Look Suspicious?

There are something very unusual as I went on searching for comments from other source for Merit Financial, particularly on the Trustlink. I discovered tons of comments on this site which have the telephone number in both the title and the content, which drives me to the conclusion that it is likely that this company had created a lot of fake reviews for the promoting purposes. However, since I was unable to find any hard clue, so it is just my suspicion.

Final Verdict

In general, Merit Financial Company is a good dealer with a bunch of diverse products. However, as there are some negative comments about the dishonesty as well as the “bait and switch” tactics and above all of that, the presence of the suspicious reviews making me think about fake comments for promoting purposes, I would give it the score 6/10.

If it was you, I know for sure that you wouldn’t want to trade with such a liar like that (if my accusation was right then).The reason why this company still gets an above average is because its product list is amazingly diverse and expansive and it site has some very special features. Even though there are some negative comments but they are very normal for companies in this industry.

Well I must remind you that if there is any evidence indicating the fact that Merit Financial created the fake review by themselves, I undoubtedly replace it current score with a new 2/10. There would be no tolerance for such behaviors.

Precious Metals IRA FAQs

Special Offer: Click HERE to claim FREE Gold Investment Kit!

Many retirement investors are turning to precious metals IRA as a new investment channel to fund their retirement money. As beginners in this field, many of them could not avoid having some questions regarding this investment platform. This FAQ article will help them answer their questions and give some advice on using their precious metal IRA in the most effective way.

  •  What does IRA means?

An IRA is a special account created by the US government along with the IRS for public retirees. Contributions made towards this account are not considered taxable income in most cases. The income tax is only imposed to the amount of money you withdraw from this account when you are retired.

  •  Kinds of IRA?

The original kind of IRA is the Traditional IRA and there are also various other variations of IRA. Investors who want to invest into precious metals for their IRA find self-directed IRAs very desirable and beneficial for them. Another kind of IRA is Roth IRA. Instead of taxing the amount of money you withdraw after your retirement, Roth IRA reverses the process and imposes taxes on your IRA contributions, which exempts later withdrawals from any taxation.

  •  Self-Directed IRAs?

Self Directed IRAThe special feature of self-directed IRA in comparison with other types of IRA is that it allows investors to aim their investments towards different types of assets, including precious metals and some other alternatives. The decision is up to the investor, unlike in many other IRAs and retirement accounts that impose restrictions on investment assets.

  •  Is Precious Metals allowed in an IRA?

In the past, IRA clients could only invest in American Gold and Silver Eagles. However, time has passed and regulations have changed. Now the range of precious metals you can put your retirement investments in has been greatly widened. Investment choices are no longer only gold and silver. Now they also include platinum, palladium, and coins and bars from foreign countries and private companies.

  •  Precious Metals is allowed in an IRA?

The allowed precious metals that you can purchase range from silver, gold, to the platinum family. However, you must follow one restriction. It is required that the precious metals take the form of bullion and be issued as bars from a selection of private companies, or as coins from some accepted countries.

  •  How Much Should I Invest?

It is typical for investors to put precious metals that are worth minimum $10,000 into their investment portfolio. That value of precious metals works as an anchor for their investment plan. It should be remembered that this value amounts to only some pounds of silver or a few ounces of gold. Some private investors, even small ones, may turn at most $100,000 of their investment into precious metals.

  •  Open a Precious Metal IRA?

A big number of trustees are very willing to help you out with this. One example of these trustees is the Regal Assets. They offer services to help you through all procedures in opening a precious metal IRA and managing, as well as funding it. They also provide a very important service to investors who have put their investments into other accounts. The service will help the clients go through the procedures to close accounts that bring back lower benefit and then help the clients transfer their funds from such accounts to their precious metal IRA.

  • Precious Metals Before my Retirement?

Neither of the two parties, the client and the precious metals dealer, can put the precious metals bought with IRA funds into their own holding. The precious metals will be stored by a third party until you reach your retirement. After you have retired, you will receive a shipment of the precious metals you have invested into.

The precious metal custodian also provides much more information regarding these unique retirement accounts. Many IRA firms, such as Regal Assets, are very willing to serve you and your retirement saving plan with their IRA services that accept precious metals.

Precious Metals IRA

Special Offer: Click HERE to claim FREE Gold Investment Kit!

It is a very common thought that IRA is a pretty conservative and slow-growing account and it has to receive the performance of its underlying assets no matter how weak and ineffective it is. Many people have invested their IRAs into assets that come with ineffective performance and eventually losses. However, this is not the only way Gold IRA for Retirement Planfor account holders to manage their IRA. Not many people know that they can make adjustments to their IRA and even move their funds into a stark new custodian with a stark new distribution.

The government has also stipulated new regulations to expand the area of investments, so you have many options to aim your IRA contributions at. You can move your funds from your traditional retirement account to an IRA without penalties, or you can even open an IRA yourself and direct it for your own good. In order to perform such activity, you need to carry out many particular procedures, but more and more IRA clients are turning to this strategy.

These alternate retirement funds are more and more widely arranged as investments into precious metals. This strategy comes as a surprise to many investors as they believe the IRS has imposed a ban on this precious metal investment. In reality, precious metal investment has already been around in limited forms with permission for many decades.

Do IRAs Accept Precious Metals?

You could already invest in silver and gold for your precious metal IRA well before 1997. The only limitation was that your investment could only be Silver Eagles and American Gold, which are highly valuable and prestigious coins. However, investors who invested in precious metals wanted a more diverse investment portfolio with more options, not just a limited range of bullion.

After 1997, the range of investment assets was widened and more options were allowed by the government. The thing here is that there is no requirement that demands the custodians to permit these investment assets to their customers. The custodians are merely allowed, not required, to perform such task.

The precious Metals That You Can Use

Particularly, you can aim your investments at precious metal bars and coins. The most important requirement to take into consideration about precious metal investment is that your assets must be palladium, platinum, gold, or silver. The particular purity of such precious metals is known as bullion. Bullion qualifies for at least .90 fineness. In fact, it usually means a fineness of at least .999.

Perhaps the most common precious metal to be included in an IRA of investors and savers is gold. Besides the American Gold Eagle that is set as the standard, there are various other options with higher fineness for investors, such as Canadian Maple Leaf, Austrian Gold Philharmonic, or American Gold Buffalo. Furthermore, gold bars can be purchased using your IRA contributions from many gold firms. The size of these gold bars ranges from one ounce to even some kilograms.

Besides gold, silver is also a very attractive and desirable investment asset in the eye of IRA investors. The standard here is the American Silver Eagle. Besides this coin, there are a lot of other silver coins from many countries around the world that you can purchase for your precious metal IRA, along with silver bars. Many investors want to buy silver because the price is much lower than that of other precious metals, and the potential in silver is very high and useful for investors thanks to its low price. Silver can be purchase in big bars with a low price, especially if you compare it to other precious metals.

Some other precious metals that many investors and savers purchase for their IRA include palladium and platinum. These precious metals are not as popular as gold and silver, yet their value is very high and they can help to diversify your investment portfolio. The American Eagle is also the form the platinum coins issued by the US government. Palladium is even scarcer but there are some IRA companies that are willing to accept such investments.

It is not really necessary for you to turn all your savings into precious metals for the sake of protecting your savings from the economic downturn and earning potential capital gains. This strategy is mostly used by investors who consider precious metals as anchors for their investment portfolio while they still have some other traditional investments.